Listing provided courtesy of CHOICE REALTYNorthWest Illinois Alliance MLSMLS# 202501813MLS ProviderContact Information: MAIN: 815-291-8911
  • 440 days on site
  • 23 views

This meticulously maintained, professionally decorated Settlement Cottage is designed with what is known as the Rawlins floor plan, which consists of a bedroom and bathroom on each of the two levels allowing better privacy for family and guests. The cottage features a wood-burning fireplace centered on a barn siding mantel, oak floors in the entrance hall, kitchen/dining area and upstairs hallway. Discover the perfect turnkey investment opportunity with this charming Settlement Cottage featuring a current Guest Accommodation License. Inside, you'll find a spacious eat-in kitchen with upgraded cabinets, SS appliances and a custom coffee nook with beverage cooler. A welcoming living room, a full bathroom, and a bedroom on the main level. An open stairwell floods the upper level with natural light, leading to a large bedroom and sitting area, along with another full bathroom, a generous closet, and convenient washer and dryer. For outdoor entertaining there is a Trex deck and a firepit in the back yard. Newer carpeting in the living room and main floor bedroom. Newer interior painting throughout. The Association replaced the roof in 2009 and exterior siding was repainted in 2024. Being sold furnished with furnishings sold on a separate bill of sale at closing. There is a security system but currently not active. Monthly association fee covers landscaping, snow removal, roof, siding & deck, walkways and parking area. HOA Fee Details: The Condo/ Townhouse Association maintains exterior siding, roof, decks, chimney, grounds, parking, and trash services. Monthly Condo/Townhome fee: $375.00. Ownership in The Galena Territory Association ( GTA $1404) includes: Owners' Club with indoor and outdoor pools, fitness facility, outdoor tennis, multi-sport gym and game room. Lake Galena and the Marina Complex offer the fishing enthusiast the finest fishing lake in the state of Illinois. The Shenandoah Riding Center along with the 24-mile Trail System and Greenspace provide over 1,900 acres of year-round outdoor recreation with 24/7 Security Patrol and all of this is just a short drive to the restaurants, championship golf, and spa facilities of Eagle Ridge Resort & Spa on the GTA grounds.

Source: NorthWest Illinois Alliance MLS, MLS#: 202501813

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  • Property Type
    Residential

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  • Median Age
    57
  • Population Density
    60
  • College Educated
    47%
  • Estimated Median Income
    $68,497
  • Estimated Total Home Owners
    2,502
  • Estimated Total Renters
    726
  • Owner / Renter Divide
    78% / 22%
  • Estimated Average Household Size
    2
  • Total Population
    6,652
  • Community data courtesy of LiveBy, Inc.

Owning this Home

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

Life at 6 Settler Lane


Schools


School data courtesy of LiveBy, Inc.
Ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating. The schools displayed on this website are for informational purposes only and may not represent a complete or up-to-date list. School assignments are subject to change and should be verified directly with the local school district. Please contact the appropriate school district to confirm school zoning and enrollment eligibility for this property.

History

Date Event Value Agent
4/1/2026Source: NorthWest Illinois Alliance MLS Price Reduction
$225,000 -2.2%
1/15/2026Source: NorthWest Illinois Alliance MLS Status Change
ACTIVE and AVAILABLE
12/30/2025Source: NorthWest Illinois Alliance MLS Status Change
Pending Show
9/24/2025Source: NorthWest Illinois Alliance MLS Price Reduction
$230,000 -2.1%
8/27/2025Source: NorthWest Illinois Alliance MLS Price Reduction
$235,000 -2.1%
7/31/2025Source: NorthWest Illinois Alliance MLS Price Reduction
$240,000 -2.0%
4/15/2025Source: NorthWest Illinois Alliance MLS Added to Database
April 15, 2025